Minimum Salary Salary Transfer Islamic Finance Cashback Annual Fee Rate
FAB - Cashback Islamic Card FAB - Cashback Islamic Card Minimum Salary: AED 5,000 Salary Transfer: Yes Islamic Finance: Yes Cashback: Yes Annual Fee: AED 315 Rate: 3.5%
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Get competitive cashback rates with no minimum spend


Introducing the FAB Cashback Islamic Credit Card

Exclusive credit card that gives you the best cashback on everyday spending. Save money on all your spend - including supermarkets, petrol stations, on utilities and even on non-AED currencies. Plus, get great credit card benefits.

EXCLUSIVE FEATURES

For UAE Nationals

Cashback Islamic Benefits

  • 12% CASHBACK ON SUPERMARKET SPENDS, FOR THE FIRST 3 MONTHS SINCE ISSUANCE OF THE CARD AND THEREAFTER 6% CASHBACK
  • 6% CASHBACK ON FUEL AND UTILITIES, SUCH AS WATER AND ELECTRICITY
  • 2% CASHBACK ON NON-AED SPEND AND 1% CASHBACK ON ALL OTHER RETAIL SPENDS, INCLUDING ONLINE SHOPPING
  • AED 300 CASHBACK SIGN-UP BONUS
  • MINIMUM MONTHLY SALARY: AED 5,000

EXCLUSIVE FEATURES

For Expats

Cashback Islamic Benefits

  • 5% CASHBACK ON SUPERMARKET, FUEL AND UTILITIES SPENDING
Effective from 1 April 2022, cashback of 5% on supermarket, fuel and utility spends will be capped up to AED 150 per month and 0.25% on selected merchants.
  • 2% CASHBACK ON NON-AED SPENDING
  • 1% CASHBACK ON ALL OTHER RETAIL SPENDING, INCLUDING ONLINE SHOPPING
  • AED 300 CASHBACK SIGN-UP BONUS
Make one retail transaction in the first 30 days of card issuance and you’ll receive AED 300 as sign-up bonus cashback.
  • MINIMUM MONTHLY SALARY: AED 10,000

LIFESTYLE BENEFITS

Discover an exclusive range of privileges to enjoy life’s luxuries

  • THE VILLAGE SHOPPING COLLECTION*

Get exclusive offers at 9 shopping villages in Europe which includes Bicester Village, Fidenza Village, Ingolstadt Village and more.

  • SHIP YOUR ONLINE PURCHASES HOME FOR LESS*

Shop at thousands of U.S. online stores with a discount on shipping using MyUS.

  • DISCOVER THE LASTEST DESIGNER FASHION*

With over 3,000 different luxury fashion brands, Farfetch offers an unrivalled range of incredible products from the world’s best designers and boutiques. 

  • BUY 1 GET 1 FREE OFFERS*

Download the Mastercard Buy 1 Get 1 App to browse the best offers with over 900+ offers across over 90+ destinations and close to 600+ merchants.

  • MASTERCARD OFFERS*

Plus enjoy many more offers available to FAB Cashback Islamic credit cardholders. Learn more.

  • AIRPORT LOUNGE ACCESS*

Get unlimited access to over 850 lounges in more than 450 cities in over 135 countries, worldwide. Learn more.

  • BOOK WITH AVIS AND RECEIVE EXCLUSIVE OFFERS*

Whether you are travelling with your family or on a business trip, enjoy exclusive benefits with Avis. Learn more.

  • LUXURY SERVICED APARTMENTS AND HOTEL OFFERS*

Now when you travel for extended periods, you can feel at home with discounts of up to 10% on your stay at luxury serviced apartments. Learn more.

  • COMPLIMENTARY HOTEL NIGHTS WITH MARRIOTT BONVOY HOTELS*

Get complimentary nights at over 200 participating Marriott Bonvoy hotels across the Middle East and Africa. Learn more.

  • PREMIUM MEMBERSHIPS WITH HERTZ CAR RENTAL*

Renting a car is now hassle-free. With World Mastercard, you are automatically eligible for Hertz Gold Plus Rewards® Five Star membership.

  • DISCOUNTS WITH CLEARTRIP*

Enjoy a 10% discount on any international roundtrip airfare.

  • Uber CHAUFFEUR SERVICE*

Get 20% off when you book a ride with Uber. Choose your preferred car type for immediate pick up or schedule for later.

PROTECTION BENEFITS

Protection for you and your family

Your FAB Cashback Islamic card comes with additional protection features

  • TAKAFUL CREDIT SHIELD PLUS

If something happens and you can’t meet your credit card payments, your outstanding balance will be paid off with Credit Shield Plus. Learn more.https://www.priceless.com/travel/product/165613/uber-discounts

  • TAKAFUL WALLET SHIELD

Takaful Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, stolen cash and stolen identification papers or keys. To apply SMS “WS” to 2121.

  • TRAVEL INCONVENIENCE INSURANCE*

Travel with peace of mind. Whether your luggage goes amiss or you experience flight delays, you’re covered.

  • TRAVEL MEDICAL INSURANCE*

Make your travel worry free. We've got you covered in case of an emergency.

  • TRAVEL INSURANCE CONFIRMATION LETTER*

Generate a travel insurance letter seamlessly and instantaneously for your visa application needs. 

** Calculator Definitions
Amount: The total amount of money borrowed, also referred to as the principal amount.
Rate (%): This is the annual interest rate on the product which is equivalent to APR, which is going to be calculated in this example.
Years: This is the original term or length of the product, stated in years.
Effective Monthly Payment: This is the effective monthly payment, which takes into consideration fees and other costs associated with this product. The effective monthly payment is the basis for the APR calculation.
Calculated Annual Percentage Rate (%): The Calculated Annual Percentage Rate (APR) is determined using the annual interest rate of the product plus fees and other costs. This rate may differ from bank to bank. APR is useful when comparing two or more products with different interest rates and fee structures.
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